A good credit score equals easily obtainable loans from banks when you need it. Right? Yes, but does that mean people with bad credit scores because of unforeseen circumstances can never get loans again? There are private mortgage lenders who provide home equity loans and asset-backed loans to those who have low credit ratings.

Full-time employees are provided group disability insurance by their employer that generally covers 60% of the gross income earned by the employee before the occurrence of disability, or to a specific maximum amount like $10,000 per month, or any pre-determined amount that is agreed upon. The Group Disability Insurance is tax deductible for the employer and is offered by more employers in recent times, by taking the help of third-party disability insurers.

Medicare supplement plans are sold by private insurance companies to supplement the cost of those medical expenses not covered by Original Medicare like copayments, coinsurance, and deductibles. Medicare Supplement Plans like the ones offered by Humana, one of the leading health insurers in the United States, offer high coverage health insurance plans at low premiums to seniors at whom these are targeted.

Commercial truck insurance is a must whether you are an entrepreneur, you run a small business or your company uses a fleet of vehicles. Commercial truck insurance can be tailored to fit a person’s needs. Every company makes use of their vehicles in different ways and for different purposes; hence the insurance coverage varies from company to company.

All of us have experienced a drop in our finances. You think of various ways to get out of the situation but you hit a snag. This is when many people turn to the best balance transfer available to them at that point in time, desperate to take any path that will help them to lower their credit card debt.

A pension annuity calculator gives an estimate of how much retirement income your savings can get you. There are free calculators available online that can help you plan a comfortable retirement. Here are some jargons and technicalities that would come up during calculation: Annuity – is a simple investment that in return for a capital sum, regular annual repayments with interest are paid.