A credit score reflects your credit payment history for banks and financial institutions and allows them to monitor your financial status. A good credit score helps lenders place their trust in lending large sums of money at reasonable rates of interest or provide better credit facilities. But at times, your CIBIL score may be negatively affected for a number of reasons, ranging from unpaid dues to banking errors.

Digital wallets have proved to be a boon for swift payments in recent times. Amidst all the digital security concerns, more than $100,000 million digital transactions have been made in the country. There are a variety of digital wallets that offer cashbacks, which can be used to save money while shopping.

There is a lot of buzz around bitcoin lately. You might have heard that many billionaires are getting into bitcoin, and even big companies like Tesla are putting billions of dollars into it. Moreover, bitcoin recently hit a record-breaking $60,000 in March 2021 for the first time, and some are already calling it the future of finance.

Investing in high dividend stocks is a great way to grow your retirement portfolio. Since there are a lot of options out there, choosing the right one can be tricky. But if you know how to choose quality stocks with high dividends, you can establish a regular supplementary income. There are a few aspects that drive some investments to the high dividend stock list, and knowing these will make investing that much easier.

The rate at which one currency can be exchanged for another between countries or economic zones is known as an exchange rate. It is crucial in determining the dynamics of commerce and capital flow since it is used to calculate the worth of a currency. There are two types of exchange rates:

The Internal Revenue Service (IRS) is the premier tax processing institution in the country, supervised by the federal government. It oversees everything governing statutory tax law, from the first tax collection to final refunds to all taxpayers. Previously, if your returns were eligible for a refund, the amount would take several weeks to be manually processed.