Form 1099 is a type of a tax form that is required to report your income for your return. The payer sends the original form 1099 to the Internal Revenue Service (IRS), and a copy of the form to you. There are many different kinds of 1099 used to report different types of income, which are denoted by one or more letters (such as 1099-K or 1099-MISC).

As with any investment, stocks tend to carry their risks. Many companies, to conserve the surplus funds they have, would limit the number of dividend payments they make. Add to it the volatile market conditions that leave lesser and fewer opportunities for increasing profits. Or rather, fewer possibilities to provide a consistent and steady revenue source, for companies, and in turn for its investors.

Categorizing the many thousand listed companies that pay dividends and trade in the American Stock Exchange, New York Stock Exchange, and Nasdaq will be difficult, not impossible. Nevertheless, listing them in clear-cut groups for investment purposes is important. Your minimum dividend requirements, along with the company’s financial progress, liquidity and solvency ratios determine the type of dividend stocks you should choose.

A financial advisor or an investment advisor (IA) as he is also referred, is an individual (or a firm) who provides his services for a fee or an asset based compensation. He gives guidance regarding investment options and also handles security analysis. That is, he considers, evaluates and manages financial instruments and portfolios of securities like stocks, bonds, etc.

If you are one of those people who plan well in advance, while you are young and able to save money, or prefer to wait till closer to your retirement, to consider hiring the professional services of an investment advisor, whatever the case may be, here are quick tips for you.

Both IRA and 401k are very commonly available retirement saving plans. However, jumping at the first opportunity of retirement saving without carefully examining all the available options available could lead to extreme inconvenience. Although minute and subtle, there are quite a few differences between these two plans available which can help in planning your life choices in a better way.