Many people choose to transfer the money they have saved in their 401K account to an Individual Retirement Arrangement (IRA) which they may control. The main reason to do this is to save on fees and get better returns with varied options. However, here are some pointers to remember while undertaking a 401K rollover to Roth IRA:

A consumer credit reporting agency claimed in one of its findings that approximately 143 million people in the country have fallen victim to online hackers. Such criminals steal personal information such as names, date of birth, residential and office addresses, credit card numbers, emails IDs, and even Social Security numbers This statistic nearly accounts for half of the population of the country.

Money transfer   is an important term associated with the banking and finance industry. It is important to understand what it means and what it does. A money transfer is basically a transfer of money from a card to a bank or from one bank to another. The service of money transfer is available on a few credit cards and it is extremely easy to manage.

Index funds assure you of ownership of a varied bunch of stocks at a lower price. So, there is more diversification and less risk at a reasonably low price. So, in the last few years, index funds have become more popular than individual stocks. These best index funds 2021 are based on the Standard and Poor’s 500 Index or popularly known as the S&P 500.

Tax-free bond funds or municipal bond funds are one of the best sources of non-taxable income. They are bonds which are issued by state or local governments. The main reason to buy such bonds is that they are entirely tax-free and offer a diversified option for investment. In this article, some of the benefits and reasons to invest in tax-free bond funds have been listed.

Various colleges across the country receive grants from the government, which allow them to pay for the education of students. The grants help students in an indirect manner as they do not pay for the fees directly. The grants that directly help the students are those which are specifically paid to them.